When purchasing through the precious metals account, you pay a price per gram that is higher than the current spot price. When selling, you receive a price per gram that is lower than the spot price.

The price per gram we show consists of the current spot price and the product premiums included in the purchase or sale price. This may include:

• the current spot price of gold, silver, platinum or palladium;
• the production and processing costs of the underlying physical bars;
• our trading margin.

In addition to the displayed price per gram, you pay separate transaction fees. These transaction fees apply when buying and selling all precious metals through the precious metals account. For silver, specific handling fees may also be charged due to the larger volume and weight of silver in relation to its value.

Because precious metal prices change continuously, we hold the displayed price for you for a maximum of one minute. Before you confirm the transaction, you will always see the applicable price per gram and transaction fees.