Yes, you can open multiple savings plans at the same time. For example, you can create a savings plan for gold, silver, platinum or palladium. You can also open multiple savings plans per precious metal, for example with different monthly contribution amounts.

Via the Holland Gold app, you can create a new savings plan by going to ‘Savings’ at the bottom and then clicking ‘New savings plan’. When you log in via the website, go to ‘Savings Plan’ and select ‘Create savings plan’.

Please note: all savings plans you create within one account are linked to the same precious metals account. If you create a second savings plan, you are therefore not opening a separate precious metals account.

You can also create multiple savings plans per account type, such as a joint account, child account or business account. Would you like to create an extra account first? Please see our frequently asked question: How do I create an extra storage account?

Yes, you can change or cancel your savings plan at any time free of charge. Open the Holland Gold app or log in on the website and go to ‘Savings Plan’. There, you can easily change or cancel your savings plan.

Would you like the change to apply to the next purchase? Then you can make the change up to and including the last day of the month. The change will take effect on the first working day of the following month. The purchase for your savings plan is also carried out on that day.

Would you like to know more about this? Please see our page about when the purchase for your savings plan is made.

Yes, you can purchase additional gold, silver, platinum or palladium without a savings plan or alongside your savings plan. You can do this via the webshop, through the Holland Gold app or by logging in on the website.

With the savings plan, you purchase precious metals in the precious metals account by default. You can also make individual purchases and sales in the precious metals account. We explain how this works below:

Via the website: log in to your account and go to ‘Buy/Sell Precious Metals Account’.

Via the app: click the blue round button with the two arrows at the bottom and then select ‘Buy’. You can also go to ‘Prices’, select gold, silver, platinum or palladium and then click ‘Buy’.

You choose the amount or weight yourself, starting from €10, and then confirm the purchase. The purchased precious metals are added to your precious metals account.

Would you prefer to buy gold, silver, platinum or palladium coins or bars? Then please visit our webshop. Bars and coins can be collected from our office, delivered to your home by insured shipping or placed in secure and insured storage.

What is the benefit of a savings plan?

With a savings plan, you pay half of the usual transaction fees. In addition, you spread your purchases over several moments, for example monthly or quarterly.

By spreading your purchases over time, you are less dependent on the price at one specific moment. This reduces the risk of investing a large amount all at once at a relatively unfavourable purchase moment.

Yes, you can create a savings plan for your minor child. You do this by first opening an account in your child’s name from within your own account.

After creating the child account, you can open a savings plan within this account for gold, silver, platinum or palladium. The child account remains linked to your own account until your child turns 18.

Can I create a savings plan without creating a child account?

If you do not want to create a separate child account, you can also open a savings plan within your own account and give this savings plan your child’s name. For each savings plan, you can see how many grams you have saved.

Please note: this savings plan remains part of your own account. Purchases within this savings plan are therefore added to one and the same precious metals account.

More information can be found in our frequently asked questions about creating an account for your child and opening a savings plan.

The precious metals for your savings plan are always purchased on the first working day of the month.

With direct debit, the savings amount is then debited on the 6th day of the month. If the 6th does not fall on a working day, the amount will be debited on the next working day.

When setting up your savings plan, you can choose the start month yourself. Would you like your savings plan to start from the next month? Then you can set this up to and including the last day of the current month. The precious metals will then be purchased on the first working day of the following month.

Would you like to change or cancel your savings plan? You can also do this up to and including the last day of the month. The change or cancellation will then take effect from the next purchase on the first working day of the following month.

With the savings plan, you periodically buy precious metal per gram in insured storage. This precious metal is always purchased on the first working day of the month, or on the first working day of the quarter if you have chosen this frequency. We use the course of that specific day.

With the savings plan, you buy grams of gold, silver, platinum or palladium in the precious metals account. You choose which precious metal you want to buy and set a monthly amount starting from €10. You can also set up a fixed weight to be purchased each month.

The purchased precious metals are added to your precious metals account. You are the legal owner of the grams of precious metals held in your precious metals account. These grams are physically backed by bars in insured storage in Switzerland.

You can sell your precious metals 24 hours a day, 7 days a week. In addition, outside the savings plan, you can buy extra gold, silver, platinum or palladium separately at any time.

Yes, the purchases made through the savings plan are physically covered by giving birth in Switzerland. With each purchase, you will receive the weight on your precious metal account. The precious metal is audited annually by an external account and is fully insured. Certificates of insurance are available on request.

Saving Precious metals in insured storage gives you a significant price advantage. The weight on the precious metals account is your legal property.

Yes, you can have the precious metals in your precious metals account physically delivered. This applies to precious metals you have built up through the savings plan or through individual purchases in the precious metals account.

First, check on our website which coin or bar you would like to receive. Then contact us by phone, so we can discuss the options, costs and next steps with you.

More information about having your precious metals physically delivered, including the associated costs, can be found on our page about physical delivery of precious metals.