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The purchase of silver coins is one of the most popular ways for investors to buy physical silver and invest in the metal. Silver coins are highly tradable and often available at a low premium. Thanks to their divisibility into small units, such as the popular 1 troy ounce silver coins, you remain flexible when buying and selling. For many investors, silver coins are an accessible way to protect wealth and convert it into tangible precious metal.
At Holland Gold, you can buy silver coins with a high level of purity at a competitive price, in a weight that suits your preferences and budget. We can deliver the coins securely to your home, or you may collect them from our offices in Alkmaar, Rotterdam, or Tilburg. All silver investment coins we sell are internationally tradable. In addition, we offer a buyback guarantee on all silver coins purchased from us.
When purchasing silver coins, you can choose from various types and weights. For example, you may select newly issued silver investment coins (subject to VAT) or so-called pre-owned coins (VAT-efficient under the margin scheme), as well as the 1 kilo of historic Dutch silver coinage.
When comparing silver coins, it is important to consider the price per gram of silver. This allows you to easily compare different coins, weights, and origins and determine which option is the most attractive.
Below, we distinguish between silver coins with VAT and silver coins without VAT.
Newly issued silver investment coins, usually recognizable by the most recent year of issue, are subject to 21% VAT, just like silver bars. These coins are therefore particularly attractive for entrepreneurs who are able to reclaim VAT. For private investors, these coins are generally less attractive due to the higher purchase price.
Silver coins that we have purchased from private individuals and that are offered as coins “mixed years,” also known as pre-owned silver coins, fall under the margin scheme. Under this scheme, VAT is calculated only on the dealer’s profit margin and not on the full value of the silver. As a result, you pay a lower price compared to newly issued coins or silver bars.
Since the year of issue does not affect the intrinsic silver value, these coins often allow you to acquire more silver for the same budget. All coins meet the quality standards for investment silver and are internationally tradable. For investors primarily focused on the lowest price per gram of silver, VAT-efficient coins are often the most cost-effective choice.
In addition to modern investment coins, Dutch silver coinage (72% silver) is also popular among investors who wish to invest in physical silver. We sell these coins in one-kilogram bags, representing a net silver content of 720 grams. Dutch silver coinage mainly consists of a mix of guilders and rijksdaalders minted until 1967 for circulation in the Netherlands. The mix may also include silver 10-guilder coins. With Dutch silver coinage, you choose a competitively priced and easily tradable product without VAT. At the same time, you hold a piece of Dutch history in your hands.
The most widely sold silver investment coins are internationally recognized coins such as the Maple Leaf, Wiener Philharmoniker, Britannia, Kangaroo, American Silver Eagle, and Krugerrand. These coins typically contain 1 troy ounce of silver with a purity of 99.9% or higher and are recognized worldwide.
Which coin is most cost-effective at any given time depends on market conditions and availability. We therefore advise investors to look at the coin with the lowest price per gram of silver. Because all our coins meet the same quality standards and originate from recognized mints, the year of issue or design is not decisive for the intrinsic silver value.
If you are looking for the most efficient way to buy physical silver, you may also consider silver investment coins offered as “various producers.” With these coins, you do not know in advance which specific coin you will receive. It may be a coin from a well-known mint or a coin that we do not normally sell separately on our website. We offer these coins in various weights ranging from 1 troy ounce up to 1 kilogram.
A troy ounce is a unit of weight for precious metals equal to 31.103 grams, originally named after the French trading town of Troyes. Because precious metals are traded worldwide in this unit, you can easily compare prices and returns. The 1 troy ounce coin is by far the most widely traded format and is minted in the millions. As a result, these coins are usually the most competitively priced.
In addition to the popular standard 1 troy ounce coins, silver coins are also issued in sizes ranging from 1/10 troy ounce up to as much as 10 kilograms. In most cases, the 1 troy ounce format offers the best value. However, a smaller or larger coin may better suit your personal preferences or investment strategy.
The advantage of smaller coins is that they offer greater flexibility when selling. Many clients also choose to keep smaller coins as a form of emergency money. Please note: smaller coins are often cheaper in euros than 1 troy ounce coins, but on a per gram basis you generally pay a higher premium. Therefore, always pay close attention to the price per gram of silver. A good alternative to smaller coins is Dutch silver coinage.
Larger silver coins, such as kilo coins, are sometimes regarded as collector’s items due to their lower mintages and impressive size. However, when buying them back, we generally base our price on the intrinsic silver value rather than any potential collector’s premium.
Silver kilo coins are popular among investors who wish to purchase a larger quantity of silver in a single transaction at a relatively low premium per gram. Well-known examples include the Lunar kilo coins and the Noah’s Ark kilo coin. The Lunar series is based on the Chinese zodiac and features a new design each year according to the Chinese calendar. Thanks to their substantial silver content and recognizable design, these coins are internationally tradable.
Occasionally, we even offer very large silver coins weighing 5 or 10 kilograms. These are minted in very limited quantities and are particularly popular among collectors.
Silver has been used for thousands of years as money and a store of value. Like gold, silver has a long monetary history and was widely used in coins and trade worldwide. In both the Netherlands and the United States, silver remained part of circulating coinage until the 1960s.
Because of this historical role, silver is still regarded as a form of tangible wealth. In times of economic uncertainty, investors therefore regularly choose physical silver as an investment and as a complement to gold.
Silver is often referred to as “poor man’s gold” due to its lower price per ounce, making it accessible to a broader group of investors. As a result, silver can be a low-threshold way to protect wealth with precious metals and to invest in silver for the long term.
Silver plays an important role in modern technology and is used in, among other things:
Silver is the most conductive metal for electricity, making it indispensable in applications where efficient power transmission and reliability are essential.
Due to the energy transition and ongoing technological development, industrial demand for silver has increased significantly in recent years. According to the World Silver Survey by the Silver Institute, industrial demand rose from approximately 491 million troy ounces in 2016 to around 680 million troy ounces in 2024, representing clear structural growth.
At the same time, annual mine production remains relatively stable. In 2024, global silver production amounted to approximately 819.7 million troy ounces, a level that has changed only modestly over the past decade. This is partly because silver is often a by-product of copper, lead, and zinc mining, which limits how quickly production can be increased.
The combination of rising demand and stable production has resulted in total silver demand exceeding total supply for five consecutive years, pointing to a structural deficit in the silver market.
In addition to the physical silver market, there is also a large paper silver market, where silver is traded through instruments such as:
The trading volume on these financial markets is many times greater than the amount of silver mined each year. On futures exchanges such as COMEX, a daily volume of silver is traded that far exceeds annual physical production.
As long as most contracts are settled financially, this does not pose a problem. However, in a situation where many market participants demand physical delivery, a shortage of physical silver could arise, as paper claims exceed the available physical supply.
This difference between the physical and paper markets is a key characteristic of the silver market and is frequently highlighted by analysts and investors who focus on owning physical precious metals.
The price of a silver coin consists of the current silver price (spot price) and the premium applied. You therefore always pay slightly more than the silver spot price; how much more depends on the following factors:
To compare the prices of different coins effectively, it is advisable to look at the price you pay per gram of silver.
The silver coins offered by Holland Gold are high-quality investment coins that are easily tradable worldwide. Buying silver coins at Holland Gold is fast and secure. Place your desired coins in your shopping cart and choose whether you would like home delivery, collection at one of our offices, or storage in our insured vault.
For both delivery and collection, you can select a suitable date. Deliveries are carried out discreetly and fully insured. If you choose storage, your silver is also fully insured, ensuring your precious metals are kept safe. Through the Holland Gold App, you have 24/7 insight into and control over your portfolio.
Do you want to sell your silver coins. All silver coins purchased from Holland Gold are covered by a buyback guarantee. You can always sell your silver coins back to us at a market-based price. We communicate our buyback prices transparently on our website. You can find them under the section 'sell to us'. In a volatile market, the buyback price may be slightly higher or lower than usual.
People think of silver as the poor man's gold, which is absolutely the wrong way to look at it. Gold has the most monetary character, but silver moves in times when a financial system is under pressure, at least as much as gold.
Silver is a commodity and monetary metal. Gold and silver have related to each other to some extent over a long history; This is called the gold-silver ratio. Silver has not been this cheap in 25 years compared to gold.
The best silver coins to buy are the 1 troy ounce silver bullion coins of various years. These coins offer the best value for money and the highest silver content per euro compared to newly minted coins. Silver bullion coins are produced in sizes ranging from 1/4 troy ounce (7.8 grams) up to 10 kilograms. The 1 troy ounce coins are typically the most affordable, as they are minted in much larger quantities and represent the global industry standard.
However, some investors prefer smaller coins even though they carry a slightly higher premium, as these can be more practical for trade or barter in emergency situations. If that’s important to you, consider the historical Dutch silver guilders. Other clients choose the 1 kilogram silver coins, as they are competitively priced and may also hold collectible value.
Important: coins purchased directly from the mint are subject to 21% VAT on the sale price. This makes them less attractive to private investors compared to “various years” coins sold under the margin scheme. Learn more about the difference between new silver coins and various years.
When selling your silver bullion coins back to us, all weights are repurchased at a fixed percentage of the current silver price. Learn more about what the spot price means, how the buyback rate is calculated, and about selling silver and selling silver coins.
If you’re looking to invest in silver coins, the 1 troy ounce silver coins of various years are usually the best priced and offer the highest silver content for your money. Please note that newly minted coins are subject to 21% VAT. If no silver coins are in stock, explore our VAT-free silver options or purchase VAT-free silver through the precious metals account in the Holland Gold App.
All silver bullion coins sold by accredited mints consist of at least 999 out of 1000 parts fine silver, or 99.9% pure silver. This means that in one kilogram of coin, only about one gram of other metals or impurities may be present.
Some coins have an even higher silver content, such as the Silver Canadian Maple Leaf and the Silver Australian Kangaroo. These contain 99.99% silver, making them among the purest silver coins in the world. A silver bullion coin made entirely of silver is not possible, as silver always contains trace amounts of other elements that cannot be completely removed during the production process.
At Holland Gold, we only sell silver coins produced by accredited mints that contain at least 999, or 99.9%, pure silver. All coins are globally tradable.
An example of silver with a lower content is old Dutch coinage, such as silver guilders and rijksdaalders. These coins were once used as legal tender and, for practical reasons, had a silver content of 72%. This made them stronger and more suitable for everyday use.
At Holland Gold, you can purchase these coins per kilogram. The price is calculated based on the actual silver weight, which amounts to 720 grams of pure silver per kilogram. On our website, each product displays the exact silver content, so you always know precisely how much silver your purchase contains.
Those looking to invest in silver can choose between silver coins and silver bars. Both forms consist of physical silver and are traded worldwide. However, there are clear differences between these two investment options, particularly when it comes to VAT and storage.
To understand the difference between silver coins and silver bars, it is important to distinguish between VAT-liable and VAT-free silver. Silver is classified by the Dutch Tax Authorities as an industrial metal. Therefore, a 21% VAT rate applies unless coins fall under the margin scheme or bars are stored in bonded vaults abroad.
Newly issued silver bullion coins (recognisable by the most recent year of issue) and silver bars purchased or stored in the Netherlands are subject to 21% VAT.
No 21% VAT applies to:
These “various years” coins fall under the margin scheme, meaning VAT does not apply.
Read more about the margin scheme
For private investors, purchasing VAT-free silver coins or bars is generally the most cost-effective way to invest in physical silver. The table below outlines the main differences:
| Feature | Silver coins | Silver bars |
|---|---|---|
| Available weights | From ¼ troy ounce (7.78 g) up to 5 kg | From 50 g up to 1,000 troy ounces (31.1 kg) |
| VAT-free purchase available? | Yes – “various years” silver coins | Yes – with storage in Switzerland or Singapore (bonded vault) |
| Legal tender | Yes | No |
| Liquidity | High, recognised worldwide | High, recognised worldwide |
| Storage options | VAT-free in private possession or in storage | VAT-free only with foreign bonded storage (otherwise 21% VAT applies) |
For most private investors, the following options offer the best value:
If you purchase silver as a business, you may be able to reclaim the 21% VAT on newly issued silver coins or bars through your VAT return. Always consult your accountant or tax adviser to confirm whether this applies to your situation before making a purchase.
For silver, platinum, palladium, and gold coins, you can choose between “various years” or newly minted editions. Mixed-year coins are often a more affordable option and can be recognized by the indication “various years” in the product name.
Because these coins are purchased from private sellers or institutional investors, the production margin and associated logistics costs of the mint no longer apply. This allows us to offer these coins at a lower price, making them an attractive choice for investors.
For silver, platinum, and palladium coins, there is also a tax advantage when you choose mixed-year coins. Unlike new coins, no 21% VAT is charged on these coins. When reselling, you will receive the same price for new coins as for mixed-year coins.
View our selection of gold coins, silver coins, and platinum and palladium coins.
Read more about whether you pay VAT on precious metals.
The precious metal you buy from us often comes directly from leading mints and accredited refineries. We carefully check the precious metal in our range for authenticity.
You can silver Easy self-testing:
