Dutch gold and silver coins are widely used for investments in gold and silver. For many people, this is a good alternative to the relatively 'expensive' international investment coins. The advantage is that the 'old' Dutch coins no longer need to be minted. The premium that has to be paid on the international investment coins does not apply to these Dutch coins. The downside of this is that Dutch coins cannot be produced on demand, but must be withdrawn from the market. As a result, the delivery time can be high for some parties.

Before Dutch coins used for investments, several aspects can be distinguished:

• Normal (old) coins
• Common Dutch coins
• Less common Dutch coins
• Collection items
• Collector Coins

An important difference between these categories is the purchase and selling prices. 

Normal (old) coins

The normal coins are the coins that do not have a collector's value. As a result, these coins only have the function of an investment currency based on the gold and Silver price.

When investing in gold and silver coins, there is a difference between common and less common coins. A current currency is a currency that is widely valued as an investment currency and is therefore widely traded. If your coin is not, it has a number of disadvantages.

-          The less common coins are sold less quickly. Because the coins will then be in stock, there is a price risk or costs associated with hedging this risk. This is also at the expense of the cash flow, as this capital cannot be used to make other purchases.

-          An important disadvantage is that these coins generally have a lower purchase price. There are several reasons for this:

• As a result of the first mentioned point, the purchase of less common coins will be lower.
• The valuation is more labour-intensive, because the less common coins usually have to be looked up in reference works.
• The risk is higher for the buyer. The buyer sees the coin less often and will therefore miss his experience in current coins to check the authenticity of the coins.

The advantage of less common coins can be that the selling price is also lower. Because they would otherwise be melted down, it can still be interesting for a seller to sell these coins at attractive rates.

Common Dutch coins

There are several Dutch coin coins. Below are the most common coins. These silver coins are 72% silver and the gold coin is 90% gold. All of these coins have been legal tender. These coins are also no longer minted and will therefore have to be removed from the market when they are sold.

-          Silver guilders (6.5 grams, 4.68 grams of fine silver)
-          Silver rijksdaalders (15 grams, 10.8 grams fine silver)
-          Silver tenners (25 grams, 18 grams fine silver) 

-          Gold ten guilder coins (6.72 grams, 6.048 fine gold)

The coins below are slightly less common but still common. They are less commonly used in sales as investment coins:

-          Silver tenner 1994-1999 (72/80% silver, 15 grams)
-          Silver 50 guilders (.925 silver, 25 grams)
-          Silver Euros (.925 silver, various weights)
-          Golden fives (21.6 carats, 3.36 grams)
-          Gold ducats (23.6 carats, 3.494 grams)

Less common Dutch coins

In addition to these common coins, there are many types of less common coins. If these coins have no collector's value, these coins are melted down in most cases. Many of these coins were purchased as collection items or collectibles. In the current period, the silver and Gold price so high that this value represents a higher price.

For example, there is a silver medal of the diamond wedding of Juliana and Bernhard and a commemorative coin of Prince Bernhard 75 years.

Collete items

A second distinction is made with collection items. These are coins or coin sets that have an added value due to their appearance. One of the most famous collections are those of the Franklin mint. Franklin mint is the world's largest non-government coin issuer. Strictly speaking, these are not Dutch medals, but there are several Dutch collections. Such as 'The History of the Netherlands' and Rembrandt.

The attractive thing about these collections is that a silver investment can be combined with a collection item. This also makes the investment in silver attractive for its appearance. A disadvantage is that the prices of these collections are often above the silver price, in particular the original issue prices are significantly higher than the silver value at that time. 

Collectible Coins

A third distinction is the collector coins. The value of these coins is above the price of gold and silver. The collectors' market has been severely curtailed. This is partly due to the economic times, but also due to the increased price of gold and silver. Because the prices have risen enormously, many coins that used to have a collector's value can now only be traded for the gold and silver price. A clear distinction has been made between the really scarce coins and the less ones that were already somewhat damaged or that have a reasonable circulation.

An advantage of a collector's coin is that there are two valuations underlying the coin. On the one hand the collector's value, but on the other hand if the collector's value were to disappear there would still be a gold or silver value. This makes it an interesting investment for a few.

Generally, the trade of collector coins is decoupled from the investment coins. This trade is also in other circles.

Collector coins are often older coins with a low mintage. For example, many Dutch coins of William I are collector's coins. For example, the silver rijksdaalder from 1840 is worth about 350 euros. The silver value is currently over 14 euros.